TERMS OF SERVICE

C3NTechnologies,Inc.

EffectiveDate:January8,2026

TERMSOF SERVICE

C3NTechnologies,Inc.

EffectiveDate:January8,2026

1. IntroductionandAcceptance

These Terms of Service (“Terms” or “Agreement”) constitute a legally binding agreement between you (“User,” “you,” or “your”) and C3N Technologies, Inc. (“C3N,” “Company,” “we,” “us,” or “our”), a Georgia corporation with its principal place of business at 10761 Estes Rd., Macon, GA 32210, together with its subsidiaries and affiliates.

C3N provides secure infrastructure technology, including operating systems, blockchain networks, digital asset securities platforms, smart contract development services, enterprise applications, and managed hosting solutions. These Terms govern your access to and use of all C3N products, services, websites, and applications (collectively, the “Services”).

1. 1.1.SubsidiariesandAffiliates

Certain Services may be provided by C3N subsidiaries or affiliates, including entities incorporated in Wyoming (“Wyoming Subsidiaries”). When you use Services provided by a Wyoming Subsidiary, you are contracting with that subsidiary, which is bound by these Terms. References to “C3N,” “we,” “us,” or “our” include the applicable subsidiary providing the Service. The specific entity providing each Service is identified in the applicable service documentation or user interface.

1. 1.2.TieredStructure

Our Services are organized into three tiers based on regulatory and compliance intensity, each with distinct terms and acceptance requirements:

Tier	Services	AcceptanceMethod
Tier1	Regulated Financial Services (Stablecoins, Digital Asset Securities)	Clickwrap (explicit consent required)
Tier2	Privacy-Enhanced Products (OS, Privacy Blockchains)	Browsewrap (continued use constitutes acceptance)
Tier3	Enterprise Services (Development & Hosting)	Master Service Agreement (MSA)

1.2AgreementtoTerms

By accessing or using any C3N Service, creating an account, or clicking “I Agree” (for Tier 1), you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy (incorporated by reference), and any applicable service-specific terms. If you do not agree, you must not access or use our Services.

You represent that you are at least 18 years old and have the legal capacity to enter into this Agreement. If you are using the Services on behalf of an organization, you represent that you have authority to bind that organization to these Terms.

1. Definitions

“Account” means your registered account with C3N for accessing the Services.

“Applicable Law” means all laws, regulations, orders, and rules applicable to a party’s activities under this Agreement, including the Bank Secrecy Act (BSA), GENIUS Act, OFAC regulations, state money transmission laws, federal and state securities laws (including SEC regulations), and Wyoming digital asset laws (W.S. § 34-29-101 et seq.) for Tier 1 Services.

“Content” means any data, text, files, information, or materials you submit, upload, or transmit through the Services.

“Digital Assets” means blockchain-based tokens, cryptocurrencies, stablecoins, tokenized securities, or other digital representations of value.

“Digital Asset Securities” means securities, including equity interests, that are issued, transferred, or settled using blockchain or distributed ledger technology, including tokenized stock.

“Intellectual Property” means patents, copyrights, trademarks, trade secrets, and other proprietary rights.

“Services” means all C3N products, platforms, software, applications, and services described in these Terms, including those provided by Subsidiaries.

“Subsidiary” or “Subsidiaries” means any entity directly or indirectly controlled by C3N Technologies, Inc., including Wyoming Subsidiaries.

“Tokenized Stock” means equity securities represented as Digital Assets on a blockchain, enabling purchase, transfer, and settlement using cryptocurrency or other Digital Assets.

“User Data” means any data you provide to C3N or that C3N collects on your behalf in connection with your use of the Services.

“Wyoming Subsidiary” means any Subsidiary incorporated under the laws of the State of Wyoming, including entities formed as Wyoming LLCs or corporations to provide digital asset and securities-related Services.

1. AccountRegistrationandSecurity
   1. 3.1.AccountCreation

To access certain Services, you must create an Account. You agree to provide accurate, current, and complete information during registration and to update such information as necessary. You may not use false or misleading information or impersonate any person or entity.

1. 3.2.AccountSecurity

You are responsible for maintaining the confidentiality of your Account credentials, including passwords, private keys, and recovery phrases. You agree to immediately notify C3N of any unauthorized access or security breach. C3N is not liable for losses resulting from unauthorized use of your Account unless caused by C3N’s gross negligence.

1. 3.3.Tier1EnhancedRequirements

Tier 1 users must complete identity verification (KYC) and agree to ongoing monitoring as required by Applicable Law. You authorize C3N to verify your identity through third-party services and to conduct periodic re-verification. Failure to complete or maintain verification may result in Account suspension or termination.

1. Service-Specific Terms
   1. 4.1.Tier1:RegulatedFinancialServices

Tier 1 encompasses all C3N Services subject to comprehensive regulatory oversight, including stablecoin infrastructure, digital asset securities, and future regulated financial products. Tier 1 Services may be provided by C3N Technologies, Inc. (Georgia) or Wyoming Subsidiaries, depending on the specific service and regulatory requirements.

1. 4.1.1.GeneralTier1 Requirements

All Tier 1 Services require: (a) full identity verification (KYC) as mandated by Applicable Law; (b) ongoing transaction monitoring; (c) cooperation with regulatory examinations and inquiries; (d) compliance with applicable data retention requirements; and (e) explicit consent to these Terms via clickwrap acceptance.

1. 4.1.2.StablecoinInfrastructure

C3N’s stablecoin infrastructure provides compliant digital dollar services for businesses and institutions, operating under U.S. regulatory frameworks including the GENIUS Act, Bank Secrecy Act, and applicable state regulations.

Regulatory Compliance: You acknowledge that stablecoin Services are subject to extensive regulatory requirements. You agree to: (a) provide accurate identity information and documentation; (b) cooperate with ongoing monitoring and verification; (c) not use the Services for money laundering, terrorist financing, sanctions evasion, or other illegal purposes; (d) report suspicious activity; and (e) comply with transaction limits and restrictions.

Transaction Monitoring: C3N monitors all stablecoin transactions for compliance with Applicable Law. We may delay, block, or reverse transactions that we reasonably believe may violate law or these Terms. We may file Suspicious Activity Reports (SARs) or other regulatory reports without notice to you as required by law.

Reserves and Redemption: C3N maintains reserves backing stablecoin issuances as required by the GENIUS Act. Redemption requests are processed within the timeframes specified in our operational documentation, subject to verification requirements and Applicable Law.

1. 4.1.3.DigitalAsset Securities

Certain C3N Wyoming Subsidiaries offer platforms enabling the purchase, sale, and transfer of Digital Asset Securities, including Tokenized Stock, using cryptocurrency or other Digital Assets. These services operate under Wyoming’s digital asset and securities regulatory framework.

IMPORTANT SECURITIES DISCLOSURES: Digital Asset Securities, including Tokenized Stock, are securities subject to federal and state securities laws. By using these Services, you acknowledge and agree that:

1. Digital Asset Securities involve significant risks, including potential loss of your entire investment;
2. Past performance of any security or Digital Asset does not guarantee future results;
3. C3N and its Subsidiaries do not provide investment, tax, or legal advice;
4. You should consult your own financial, tax, and legal advisors before making investment decisions;
5. Tokenized Stock may have limited liquidity and may be difficult to sell;
6. Regulatory treatment of Digital Asset Securities is evolving and may change.

Eligibility and Verification: Access to Digital Asset Securities Services requires: (a) completion of identity verification (KYC) as required by securities and anti-money laundering laws; (b) verification of accredited investor status where required for specific offerings; (c) compliance with applicable suitability requirements; and (d) acknowledgment of investment risks. Wyoming Subsidiaries reserve the right to restrict access based on jurisdiction, investor status, or regulatory requirements.

Cryptocurrency Payments: When purchasing Tokenized Stock or other Digital Asset Securities using cryptocurrency: (a) the exchange rate is determined at the time of transaction based on prevailing market rates; (b) cryptocurrency transfers are irreversible once confirmed on the blockchain; (c) you bear all risks of cryptocurrency price volatility between order placement and settlement; (d) network fees and transaction costs are your responsibility; and (e) C3N may require additional verification for large transactions.

Custody and Settlement: Digital Asset Securities are held in blockchain-based custody solutions. Settlement occurs on-chain according to the applicable blockchain network’s confirmation times. You are responsible for maintaining secure access to your wallet and private keys. Lost keys may result in permanent loss of access to your Digital Asset Securities.

Regulatory Compliance: Wyoming Subsidiaries operate in compliance with applicable federal securities laws (including SEC regulations), Wyoming digital asset laws (W.S. § 34-29-101 et seq.), and applicable state blue sky laws. Offerings may be conducted under Regulation D, Regulation A, Regulation Crowdfunding, or other applicable exemptions. Specific offering terms, disclosures, and restrictions are provided in the applicable offering documents.

Tax Responsibilities: You are solely responsible for determining and fulfilling your tax obligations arising from Digital Asset Securities transactions. This includes reporting requirements for cryptocurrency dispositions, securities transactions, and any applicable withholding. C3N may provide tax reporting documents (e.g., Form 1099) as required by law but does not provide tax advice.

1. 4.1.4.FutureRegulatedServices

C3N may offer additional regulated financial services in the future, including but not limited to cryptocurrency exchange services, digital asset custody, DeFi lending platforms, or Wyoming SPDI banking services. Such services will be classified as Tier 1 and subject to the general Tier 1 requirements in Section 4.1.1, with service-specific terms provided at launch.

1. 4.2.Tier2:Privacy-EnhancedProducts
   1. 4.2.1.C3NOperating System

The C3N Operating System is provided under a limited, non-exclusive, non-transferable license for personal or internal business use. You may not reverse engineer, decompile, or create derivative works except as permitted by law. The OS is provided “as-is” with no warranty of compatibility with all hardware or software.

1. 4.2.2.Privacy-PreservingBlockchains

Tier 2 blockchain services use cryptographic techniques to protect transaction privacy. You acknowledge that: (a) verified onboarding is required to prevent misuse; (b) C3N cannot view or recover private transaction data; (c) you are solely responsible for your private keys and wallet security; and (d) lost keys may result in permanent loss of access to Digital Assets.

1. 4.2.3.NoCustody

C3N does not custody Digital Assets on Tier 2 networks. You maintain sole control of your private keys and are solely responsible for securing them. C3N cannot reverse transactions, recover lost funds, or assist with private key recovery.

1. 4.3.Tier3:Enterprise Services
   1. 4.3.1.MasterServiceAgreement

Tier 3 Services are governed by a separate Master Service Agreement (MSA) executed between you and C3N. In the event of conflict between these Terms and an MSA, the MSA controls for the applicable Tier 3 Services.

1. 4.3.2.DevelopmentServices

Smart contract development, enterprise applications, and custom solutions are provided according to specifications set forth in applicable Statements of Work (SOWs). Deliverables, timelines, acceptance criteria, and payment terms are defined in each SOW.

4.3.3.Hostingand Deployment

C3N Cloud and managed hosting services are subject to Service Level Agreements (SLAs) specified in your MSA. Self-hosted and distributed deployment options are supported but service levels depend on your infrastructure choices.

1. ProhibitedUses

YouagreenottousetheServicesto:

1. Violate any Applicable Law, including securities laws, anti-money laundering laws, sanctions regulations, or export controls;
2. Engage in money laundering, terrorist financing, fraud, or other financial crimes;
3. Evade or attempt to evade economic sanctions imposed by OFAC or other authorities;
4. Infringe any third-party Intellectual Property rights;
5. Distribute malware, viruses, or other harmful code;
6. Attack, disrupt, or attempt to gain unauthorized access to C3N systems or other users;
7. Conduct market manipulation, wash trading, insider trading, front-running, or other deceptive or fraudulent trading practices;
8. Use automated systems (bots, scrapers) except as expressly permitted;
9. Facilitate illegal gambling, unlicensed securities offerings, or other prohibited activities;
10. Engage in any activity that could damage C3N’s reputation or business interests;
11. Circumvent security measures, access controls, or usage limits;
12. Use Tier 2 privacy features to conceal illegal activity from law enforcement.

1. IntellectualProperty
   1. 6.1.C3N Ownership

C3N and its licensors retain all rights, title, and interest in the Services, including all software, technology, designs, trademarks, and documentation. Nothing in these Terms grants you any ownership interest in the Services or C3N’s Intellectual Property.

1. 6.2.License Grant

Subject to your compliance with these Terms, C3N grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for their intended purposes. This license does not include rights to sublicense, modify, or create derivative works except as expressly permitted.

1. 6.3.YourContent

You retain ownership of Content you submit to the Services. By submitting Content, you grant C3N a worldwide, royalty-free license to use, store, and process such Content solely to provide the Services. You represent that you have all rights necessary to grant this license.

6.4.Feedback

If you provide feedback, suggestions, or ideas regarding the Services, you grant C3N an unrestricted, perpetual, royalty-free license to use such feedback for any purpose without compensation to you.

1. Feesand Payment
   1. 7.1.Pricing

Fees for Services are set forth on our website, in applicable order forms, or in your MSA. C3N may modify pricing with thirty (30) days’ notice, except where fixed in an executed agreement.

1. 7.2.PaymentTerms

Fees are due as specified in invoices or order forms. Late payments accrue interest at the lesser of 1.5% per month or the maximum legal rate. You are responsible for all taxes, except C3N’s income taxes.

1. 7.3.TransactionFees

Blockchain transactions may incur network fees (gas fees) in addition to C3N service fees. You are solely responsible for network fees, which are non-refundable and determined by network conditions.

1. DisclaimerofWarranties

EXCEPT AS EXPRESSLY SET FORTH IN AN MSA OR SLA, THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESSORIMPLIED,INCLUDINGWARRANTIESOFMERCHANTABILITY,FITNESSFOR APARTICULAR PURPOSE, NON-INFRINGEMENT, OR THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

C3N does not warrant that: (a) the Services will meet your requirements; (b) results obtainedfromtheServiceswillbeaccurateorreliable;(c)anyerrorswillbecorrected;or

(d)the Services willbe compatible withany particular hardware,software,or network.

DIGITALASSETSAREVOLATILEANDRISKY.C3NMAKESNOREPRESENTATIONS REGARDINGTHEVALUE,STABILITY,ORLEGALITYOFANYDIGITALASSET.YOU ASSUME ALL RISKS ASSOCIATED WITH DIGITAL ASSET TRANSACTIONS.

1. LimitationofLiability
   1. 9.1.ExclusionofDamages

TOTHEMAXIMUMEXTENTPERMITTEDBYLAW,C3NANDITSOFFICERS,DIRECTORS, EMPLOYEES,ANDAGENTS SHALL NOT BE LIABLE FORANY INDIRECT, INCIDENTAL,

SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA,GOODWILL,ORDIGITALASSETS,REGARDLESSOFTHETHEORYOFLIABILITY.

1. 9.2.LiabilityCap

C3N’s total aggregate liability for all claims arising from or related to the Services shall not exceed the greater of: (a) the fees you paid to C3N in the twelve (12) months preceding the claim; or (b) one hundred U.S. dollars ($100). For Tier 3 Services, liability caps may be modified by your MSA.

1. 9.3.Tier-SpecificLimitations

Tier	LiabilityCap
Tier1	Fees paid in prior 12 months (excluding regulatory holds/freezes and investment losses)
Tier2	Fees paid in prior 12 months or $100 (whichever is greater)
Tier3	As specified in MSA (default: fees paid in prior 12 months)

1. EssentialPurpose

The limitations in this Section 9 apply even if any remedy fails of its essential purpose. Some jurisdictions do not allow limitation of liability for certain damages; in such cases, liability is limited to the minimum extent permitted by law.

1. Indemnification
   1. 10.1.YourIndemnification

You agree to indemnify, defend, and hold harmless C3N and its officers, directors, employees, and agents from any claims, damages, losses, and expenses (including reasonable attorneys’ fees) arising from: (a) your use of the Services; (b) your violation of these Terms or Applicable Law; (c) your Content; or (d) your infringement of third-party rights.

1. 10.2.C3N Indemnification

C3N will indemnify you against third-party claims alleging that the Services (as provided by C3N) infringe such third party’s U.S. patents or copyrights, provided you: (a) promptly notify C3N of the claim; (b) grant C3N sole control of the defense; and (c) provide reasonable cooperation. This indemnity does not apply to claims arising from your modifications, combinations with other products, or use in violation of these Terms.

1. 10.3.Exclusive Remedy

This Section 10 states the entire liability of each party for third-party intellectual property claims and is subject to the limitations in Section 9.

TermandTermination

1. 11.1.Term

These Terms remain in effect until terminated by either party. Tier 3 Services have terms specified in the applicable MSA.

1. 11.2.TerminationbyYou

You may terminate your Account at any time by providing written notice to C3N. For Tier 1, termination is subject to completion of pending transactions and regulatory hold periods. For Tier 3, termination is governed by your MSA.

1. 11.3.TerminationbyC3N

C3N may terminate or suspend your access to Services: (a) immediately, if you breach Section 5 (Prohibited Uses) or pose a regulatory, legal, or security risk; (b) upon thirty (30) days’ notice for any other breach that remains uncured; or (c) upon thirty (30) days’ notice for convenience (Tier 2 only).

1. 11.4.EffectofTermination

Upon termination: (a) your license to use the Services immediately ends; (b) you must cease all use of the Services; (c) C3N may delete your Account and User Data after a reasonable retention period (except as required by law); and (d) you remain liable for fees incurred prior to termination.

1. 11.5.RegulatoryHolds(Tier1)

Notwithstanding termination, C3N may retain Tier 1 Account information and restrict asset redemption as required by Applicable Law, regulatory directive, or pending investigation. Such holds are not a breach of these Terms by C3N.

1. 11.6.Survival

Sections 2 (Definitions), 6 (Intellectual Property), 8 (Warranties), 9 (Limitation of Liability), 10 (Indemnification), 12 (Dispute Resolution), and 13 (General Provisions) survive termination.

1. DisputeResolution
   1. 12.1.Governing Law

These Terms and all disputes arising hereunder are governed by the laws of the State of Georgia, United States, without regard to conflict of law principles, except that disputes arising from Services provided by a Wyoming Subsidiary are governed by the laws of the State of Wyoming. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

1. 12.2.BindingArbitration

Except as provided in Section 12.6, any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved exclusively by binding arbitration administered by the American Arbitration Association (AAA) under its Commercial Arbitration Rules.

1. 12.3.ArbitrationVenue

The arbitration venue depends on the C3N entity involved in the dispute:

C3N Entity	Arbitration Venue
C3N Technologies, Inc. (Parent)	Macon, Georgia
Wyoming Subsidiaries	Cheyenne, Wyoming
Other Subsidiaries	Subsidiary’s state of incorporation, or Macon, Georgia

Parties may mutually agree to an alternative venue in writing.

1. ArbitrationProcedures

The arbitration shall be conducted by a single arbitrator with relevant industry experience. For disputes involving Digital Asset Securities, the arbitrator shall have experience in securities law or digital assets. The arbitrator’s decision shall be final and binding, and judgment on the award may be entered in any court of competent jurisdiction. Each party shall bear its own costs, and arbitration fees shall be split equally unless the arbitrator determines otherwise.

1. ClassActionWaiver

YOUANDC3N(INCLUDINGITSSUBSIDIARIES)AGREETHATEACHMAYBRINGCLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY,AND NOTASA PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR

REPRESENTATIVEPROCEEDING.Thearbitratormaynotconsolidatemorethanone person’s claims and may not preside over any form of class or representative proceeding.

1. Exceptions

Notwithstanding Section 12.2: (a) either party may seek injunctive relief in any court of competent jurisdiction to protect its Intellectual Property or confidential information; (b) claims within small claims court jurisdiction may be brought in such court; (c) Tier 3 disputes may be subject to alternative dispute resolution procedures in the MSA; and (d) securities-related disputes may be subject to FINRA arbitration or other regulatory dispute resolution mechanisms where required by law.

1. Opt-Out

You may opt out of the arbitration and class action waiver provisions by sending written notice to legal@c3n.com within thirty (30) days of first accepting these Terms. The notice must include your name, Account information, and a clear statement that you wish to opt out.

General Provisions

1. 13.1.Modifications

C3N may modify these Terms at any time. We will provide at least thirty (30) days’ notice of material changes by posting updated Terms on our website and, for Tier 1 users, by email. Your continued use of Services after the effective date constitutes acceptance of the modified Terms. If you do not agree, you must discontinue use before the effective date.

1. 13.2.Assignment

You may not assign these Terms without C3N’s prior written consent. C3N may assign these Terms in connection with a merger, acquisition, or sale of all or substantially all of its assets. Subject to the foregoing, these Terms bind and inure to the benefit of the parties and their successors and assigns.

1. 13.3.Notices

Notices to C3N must be sent to: C3N Technologies, Inc., 10761 Estes Rd., Macon, GA 32210, Attn: Legal Department, or legal@c3n.com. Notices to you will be sent to your registered email address or posted on our website. Notice is deemed given when delivered or, for email, when sent (absent bounce-back).

1. 13.4.Severability

If any provision of these Terms is found unenforceable, the remaining provisions continue in effect, and the unenforceable provision shall be modified to the minimum extent necessary to make it enforceable while preserving its intent.

1. 13.5.Waiver

No waiver of any provision shall be deemed a waiver of any other provision, and no waiver shall be binding unless in writing. C3N’s failure to enforce any right is not a waiver of that right.

1. 13.6.EntireAgreement

These Terms, together with the Privacy Policy, any applicable MSA, SLA, SOW, or order form, constitute the entire agreement between you and C3N regarding the Services. These Terms supersede all prior agreements and understandings, whether written or oral.

1. 13.7.Force Majeure

Neither party is liable for failure to perform due to causes beyond its reasonable control, including natural disasters, war, terrorism, riots, government actions, network failures, or blockchain network disruptions. This does not excuse payment obligations.

1. 13.8.IndependentContractors

The parties are independent contractors. Nothing in these Terms creates a partnership, joint venture, agency, or employment relationship.

1. 13.9.Third-PartyBeneficiaries

These Terms do not create third-party beneficiary rights, except that C3N’s licensors are third-party beneficiaries of Section 6.

1. 13.10.ExportCompliance

You agree to comply with all applicable export control laws. You may not access the Services from, or export data to, any country subject to U.S. embargo, or if you are on any U.S. government prohibited party list.

1. ContactInformation

IfyouhavequestionsabouttheseTerms,pleasecontactus: C3N Technologies, Inc.

10761EstesRd.

Macon,GA32210

GeneralInquiries:info@c3n.com Legal: legal@c3n.com

Privacy: privacy@c3n.com Support: support@c3n.com

ACKNOWLEDGMENTAND CONSENT

BYACCESSINGORUSINGC3NSERVICES,CREATINGANACCOUNT,ORCLICKING“I AGREE,” YOUACKNOWLEDGE THAT YOU HAVE READ THESE TERMS OF SERVICE, UNDERSTAND THEM, AND AGREE TO BE BOUND BY THEM.

IF YOUAREATIER 1 USER (REGULATED FINANCIAL SERVICES), YOU EXPRESSLY CONSENT TO: (A) IDENTITY VERIFICATION AND ONGOING MONITORING; (B) COLLECTION AND PROCESSING OF BIOMETRIC DATA WHERE REQUIRED; (C) SHARING OF INFORMATION WITH REGULATORYAUTHORITIES; (D) THE BINDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS; AND (E) IF USING DIGITAL ASSETSECURITIESSERVICES,YOUHAVEREADANDUNDERSTOODTHESECURITIES DISCLOSURESINSECTION4.1.3,UNDERSTANDTHERISKSOFINVESTING,ANDMEET ALL APPLICABLE ELIGIBILITY REQUIREMENTS.

IF YOUR TIER 1 SERVICES ARE PROVIDED BYA WYOMING SUBSIDIARY, YOU ACKNOWLEDGETHATDISPUTESWILLBERESOLVEDTHROUGHARBITRATIONIN WYOMING UNDER WYOMING LAW.

LastUpdated:January 8,2026